Running a small business or working as a contractor? Keeping track of payments is crucial—whether for your records, employees, or tax purposes. Luckily, you don’t need expensive software to create professional pay stubs. With free online tools, you can generate pay stubs instantly, customize them, and even add your logo.

In this guide, we’ll explore the best free pay stub generators, their features, and how to choose the right one for your needs.

Why Use a Free Pay Stub Generator?

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Pay stubs are essential for:

Employees – Proof of income for loans, rentals, or personal records.

Contractors – Professional documentation for clients.

Small Businesses – Simplified payroll without expensive software.

Free pay stub makers save time and money while ensuring accuracy in calculations like overtime, deductions, and year-to-date totals.

Top Free Pay Stub Generator Features to Look For
When choosing a pay stub generator, check for these key features:

Fillable Templates – Easily input hours, wages, and deductions.
Overtime & YTD Calculations – Automatically compute complex pay structures.
Custom Branding – Add your company logo for a professional touch.
Printable & Downloadable – Save as PDF or print directly.
No Hidden Fees – Truly free, with no watermarks or paywalls.

Best Free Pay Stub Generators in 2025

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1. PDFPayStub.com
Free fillable paycheck stubs with year-to-date tracking.

Customizable templates for contractors and small businesses.

Instant download in PDF format.

2. Check Stub Maker with Overtime
Perfect for hourly employees with overtime calculations.

Simple interface—no registration required.

3. Printable Pay Stub Templates
Pre-designed templates for quick printing.

Ideal for one-time use or small business payroll.

4. Paystub Generator with Logo
Brand your pay stubs for a professional look.

Free for basic use, with premium upgrades available.

How to Create a Free Pay Stub in Minutes
Enter Employee/Contractor Details – Name, pay rate, hours worked.

Add Earnings & Deductions – Include overtime, taxes, or benefits.

Customize & Preview – Check for accuracy before finalizing.

Download or Print – Save as PDF or print directly.

 Pro Tip: Always double-check calculations, especially for taxes and overtime!

Frequently Asked Questions
Q: Are free pay stub generators legally valid?
A: Yes, as long as they include all required details (earnings, deductions, taxes). However, consult an accountant for compliance.

Q: Can I add my company logo?
A: Some generators (like PDFPayStub.com) allow logo uploads for branding.

Q: Is there a limit to how many pay stubs I can create?
A: Most free tools offer unlimited stubs, but premium features may require payment.

Final Thoughts
Free pay stub generators are a game-changer for small businesses, freelancers, and contractors. They simplify payroll, ensure accuracy, and save money—without sacrificing professionalism.

Need a reliable pay stub maker? Try PDFPayStub.com for free, fillable, and customizable pay stubs today!